Mortgage: the lowest mortgage rates

Miscellaneous Byakushi August 8, 2016 0 0
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An endowment mortgage is a type of mortgage where you use an endowment to spare. The saved power will benefit the redemption that is done at the end of the term in its entirety. It's a risk-free mortgage that is particularly attractive because you can make maximum use of the mortgage. Read all about the lowest mortgage rates.

Advantages and disadvantages of an endowment mortgage

The main advantage of the savings mortgage is therefore called immediately. It is one of the safest mortgage where you can determine the course of time without you as are dependent for example, an investment mortgage on stock market developments. The savings do within an endowment. The endowment mortgage is one of many mortgages, for example, along with the hybrid mortgage and the mortgage life, where you have the fiscal ability to express your monthly payments to best effect in the sense that you can use unaffected during the entire term of the mortgage. Would you pay off each month than this tax benefit would also decrease the month but you need to make you worry about with an endowment mortgage. Finally, there is the advantage that your monthly payments throughout the term will remain the same so you always know where you stand.
Of course there are also disadvantages. You can with an endowment mortgage tax-free wealth building with an endowment, but it also means that you are bound by the associated tax rules that take away some of the flexibility of this product. Because the combination is fixed by insurer and lender, it is also a difficult thing if desired, to close on that mortgage. Are you older or your health is not in order then a provider can also refuse to sell you a mortgage. You are also required to take out a life insurance policy. The premium for this OVR contributes to higher monthly payments.

Who offers the lowest interest rate for a savings mortgage?

The position of the mortgage rate plays an important role in the choice of a particular bank or society, even in the case of a savings mortgage. You may suffer the consequences namely directly in the wallet, and this aspect thus certainly deserves all your attention. You'll find a top three of the lowest mortgage rates for maturities of 1, 5, 10, 20 and 30 years as they applied on average for the year 2012.
Term of one year
When you take out a mortgage with a term of one year, the providers of the lowest mortgage rates as follows:
  • Hypotrust ZekerWeten Budget Interest fixed rate - 3:15%
  • Florius Benefit Three - 3:20%
  • Hypotrust Trend fixed rate - 3:20%

  • 5-year term
    When you take out a mortgage with a term of five years, the providers of the lowest mortgage rates as follows:
  • ASR WelThuis fixed rate - 3.70%
  • SNS Budget Ceiling interest rate - 3.70%
  • ASR Base rate fixed interest rate - 3.80%

  • 10-year term
    When you take out a mortgage with a term of ten years, the providers of the lowest mortgage rates as follows:
  • SNS Budget Ceiling interest rate - 4.45%
  • Living Life Certainly Net fixed rate - 4.50%
  • Argenta Special Line fixed rate - 4.60%

  • Maturity of 20 years
    When you take out a mortgage with a term of twenty years, the providers of the lowest mortgage rates as follows:
  • AEGON pass rate = offer fixed interest rate - 5.25%
  • ASR WelThuis fixed rate - 5:40%
  • Nationale Nederlanden Basic variant Mortgage fixed rate - 5.45%

  • 30-year maturity
    When you take out a mortgage with a term of thirty years, the providers of the lowest mortgage rates as follows:
  • AEGON pass rate = offer fixed interest rate - 5.45%
  • ASR WelThuis fixed rate - 5.50%
  • AEGON pass = daily interest rate fixed interest rate - 5.60%
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